Get the bank details a payer needs to send funds to a customer.
| Time | Status | User Agent | |
|---|---|---|---|
Retrieving recent requests… | |||
Retrieve a virtual account when you need to show its payment details or check whether it is ready to use. Pass the virtual_account_id returned by create or list.
Receiving payments: When status is ACTIVE, choose the payer's network from networks. These are the details to give the payer:
| Field | What to show |
|---|---|
account_identifier | The receiving account identifier. |
institution_identifier | The bank routing identifier, when provided. |
bank | The receiving bank's name and address. |
account_holder | The beneficiary's name and address. Use these details on the transfer. |
memo | The payment reference, when provided. Ask the payer to copy it exactly. |
Keep account and institution identifiers as strings so leading zeros are preserved. If several entries use the same network, keep their instructions separate. Use only the networks returned for this account.
Availability: PENDING, DEACTIVE, and FAILED accounts return an empty networks array. Fetch the account again before displaying bank details, since instructions and availability can change. Updates from the bank may take time to appear.