Update only the fields you supply, including fields inside contact, person, residential_address, tax_info, identification, and profile. You do not need to resend an entire section. For example, to change only an email address, send:

{
  "contact": {
    "email": "[email protected]"
  }
}

Omitted fields keep their stored values. Within a section, null clears only fields that explicitly support clearing: person.dual_nationality, residential_address.street_line_2, and identification.issued_at or identification.expires_at. For a standalone individual term, terms[].signed_at: null clears a partner attestation. An empty external_id clears that ID. When supplied, profile.source_of_funds and profile.purpose_of_account replace the corresponding stored arrays.

Changing residential_address.country clears the stored state and postal_code unless you supply replacements in the same request. Changing tax_info.country clears the stored number; changing identification.issuing_country clears the stored identification type, number, and dates. Supply the related fields together when they should remain set.

Updates are accepted while the account is DRAFT or ACTION_REQUIRED. After correcting an RFI, call Submit Individual Account to send it back for review. See the Individual Onboarding Overview and Individual Onboarding Webhooks for the full flow.

For profile.occupation, use a key from the Occupations catalog.