v.1.0.25

🆕 Update 1: New webhook event added for both fiat and crypto deposit: deposit.pending

We're rolling out a new deposit webhook event to give you earlier visibility into incoming funds. You can now listen for deposit.pending to be notified the moment a deposit lands on our platform — before it is fully credited to the account.

Updated deposit lifecycle:

deposit.pending — Deposit received, review in progress (new) deposit.completed — Deposit credited to account deposit.failed — Deposit transaction failed deposit.reversed — Completed deposit was reversed

No breaking changes. This is additive — your existing webhook handlers keep working as-is. API doc will be updated here: https://developer.1money.com/reference/deposits

🆕 Update 2: Removed reference field for named virtual account deposit instructions

We've made a change to how deposit instructions are displayed for named virtual accounts. What changed: The memorandum field is no longer shown when we display named virtual account deposit instructions to customers. Since the account is uniquely assigned to the customer by name, a separate reference is not needed for successful matching.

⚠️ Important — FBO accounts work differently:  Under the FBO (For Benefit Of) account model, a reference is still required. Customers on this model will continue to see and must include the reference when making a deposit. Reminder to all customers: Always refer to the deposit instructions provided and follow them exactly. Each instruction is tailored to your account setup — following it ensures your deposit is matched and processed successfully.